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5 Questions to Ask Before Hiring a Contractor

Most homeowners skip the questions that matter most. This checklist covers what to ask — and what the right answers look like.

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Your Contractor Interview Checklist

Ask these 5 questions before signing anything. A contractor who can't answer them clearly — and specifically — is a contractor worth walking away from.

5 questions · Print or save
01

Are you licensed and insured — and can I verify it right now?

Why it matters
An unlicensed contractor leaves you liable for accidents and shoddy work. Insurance protects you if something goes wrong on your property.
A good answer looks like
They hand you their license number and insurance carrier information on the spot — and encourage you to verify both.
Watch out for
Vague deflection ("I'll send that over") or any hesitation. Coverage should be instant and verifiable.
HomeMatch does this automatically: HomeMatch only shows verified contractors — license and insurance status are confirmed before they appear in your results.
02

How will you protect my home and family during construction?

Why it matters
Dust, noise, and daily disruption are real stressors — especially if you have pets, children, or work from home. A contractor who doesn't ask about your lifestyle will create friction every day.
A good answer looks like
They ask about your situation — occupied home, pets, kids, remote work schedule — before outlining a specific protection plan with barriers, cleanup protocols, and work-hour boundaries.
Watch out for
Generic "we keep it clean" without asking anything about your household. That's a signal they treat every job the same regardless of the family living in it.
HomeMatch does this automatically: HomeMatch scores contractors on dust, noise, and disruption protocols (1–10) and matches them against your tolerance levels before you ever meet.
03

What does communication look like on this project — specifically?

Why it matters
Poor communication is the #1 driver of contractor complaints. "You can call me anytime" is not a system. It's an invitation to play phone tag.
A good answer looks like
They name a specific cadence: daily text updates, weekly summaries, a shared project log or app, a defined point of contact. The more specific, the better.
Watch out for
"We're always available" without a defined structure. When problems arise — and they will — an undefined communication process means delays and confusion.
HomeMatch does this automatically: HomeMatch matches communication style preferences: daily check-ins, weekly summaries, or milestone-only updates. You choose your style; we find the contractor who operates that way.
04

How do you handle scope changes and unexpected costs?

Why it matters
Most projects surface surprises. The question isn't whether costs will change — it's whether you'll be informed before money is spent.
A good answer looks like
A written change order process that requires your approval before any additional work begins, with clear pricing and timeline impact stated upfront.
Watch out for
"We'll figure it out as we go" or verbal agreements only. Every unexpected cost should be documented in writing before work proceeds.
HomeMatch does this automatically: Budget alignment is part of every HomeMatch score. Contractors are matched against your stated budget range so you start on equal footing.
05

Can I speak with a homeowner from a project similar to mine?

Why it matters
References from comparable projects — same size, same type, same household situation — reveal fit, not just skill. A remodeler who's great at kitchen renovations may be terrible with occupied-home projects.
A good answer looks like
Two to three references provided without hesitation, with context about the project type, timeline, and family situation. Bonus: they let you talk to a homeowner who had issues — and resolved them.
Watch out for
References only from years ago, from commercial work, or from friends and family. Ask specifically: "Do you have a reference from a project in an occupied home with kids or pets?"
HomeMatch does this automatically: HomeMatch profiles include specialty, project type experience, and real homeowner match history — so you see fit before you make the call.
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